What we do
- Card gateway — customers pay by card, Apple Pay, Google Pay, PayPal, Revolut and local methods through licensed payment partners; the merchant receives USDC. See card payments.
- Crypto gateway — USDT, ETH, BNB and other tokens, forwarded on-chain to the merchant’s wallet. See crypto gateway.
- Payment links and plugins — get paid without code, or connect WooCommerce, WHMCS, OpenCart, PrestaShop and other platforms. See payment links and plugins.
- API — one REST API with signed webhooks and test mode. See documentation.
How we work
We do not keep merchants’ money by default. Card payments are converted to USDC and split on-chain, and crypto payments are forwarded to the merchant’s own wallet as soon as they arrive. That removes rolling reserves and account freezes from the picture.
Card and wallet payments are processed by licensed payment partners, who apply their own checks. We are open about what is live and what is still being connected — the current list of methods and coins is always available through the public API.
Security
- Card data is entered only on the payment partners’ PCI DSS compliant checkouts — it never touches our servers.
- Our infrastructure follows PCI DSS and SOC 2 practices; webhooks are signed with HMAC-SHA256 and API keys can be rotated at any time.
- Team access is role-based (owner, admin, developer, finance, viewer).
Contact
Email [email protected] or message us on Telegram — we answer in English, Russian, Spanish, Portuguese, Turkish and Ukrainian. Legal documents: terms of service and privacy policy.
Updated · UTOPAY team