Payment methods

Accept Apple Pay and get paid in crypto

One-tap checkout for iPhone, iPad and Mac users, without your own merchant account. The customer pays with Apple Pay, you receive USDC in your wallet.

In short

UTOPAY offers Apple Pay and Google Pay through its card partner Stripe (US and EU) and other licensed partners. You create a payment by API or a payment link; the customer pays with Apple Pay; the payment is converted to USDC on Polygon and sent to your wallet. 4.5% all-in, minimum about $2.

Partner
Stripe (US / EU) and others
Minimum
About $2
Fee
4.5% all-in
You receive
USDC on Polygon
Account
Optional

Why offer Apple Pay

Apple Pay removes typing card details on a phone: Face ID or Touch ID and the payment is done. Mobile conversion goes up, fewer carts are abandoned, and the payment is authenticated by the device, which reduces fraud.

How to accept Apple Pay with UTOPAY

  1. Payment link: create a link on the payment links page or in the dashboard and send it to the customer. Pin the card method so the buyer goes straight to the card and Apple Pay checkout.
  2. API: create a payment with "provider": "stripe" and redirect the buyer to checkout_url — the Apple Pay button appears on supported devices.
  3. The payment is converted to USDC and sent to your wallet; your webhook receives payment.succeeded.
curl -X POST https://api.utopay.app/v1/payments \
  -H "Authorization: Bearer utopay_sk_live_..." \
  -H "content-type: application/json" \
  -d '{ "amount": 29, "currency": "USD", "provider": "stripe",
        "description": "Pro plan" }'

Where it works

Apple Pay availability depends on the buyer’s country and device. Through Stripe it is offered to buyers in the United States and the EU; other partners cover more countries. If Apple Pay is not available, the buyer can pay by card, PayPal, Revolut, a local method or crypto.

Updated · UTOPAY team

FAQ

Apple Pay — FAQ

Do I need an Apple Pay merchant ID?

No. Apple Pay is offered by the payment partner on its checkout; you do not register a merchant ID or verify a domain with Apple.

Does Google Pay work too?

Yes. The same checkout shows Google Pay on Android and Chrome.

How do I receive the money?

Each payment is converted to USDC on Polygon and sent to your wallet, usually within minutes.

What is the minimum payment?

About $2 through Stripe. Other partners have their own minimums.

Keep reading

Accept Apple Pay today

Create payments without an account, or open a free account for API keys, payment links, webhooks and Telegram alerts.